SIP Calculator
Total Value
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Invested
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Returns
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The Physics of Compounding
To calculate your future wealth, we use the standard Monthly SIP formula. It accounts for your regular deposits and the interest earned on those deposits over time.
Mathematical Core
A
Total Future Wealth
P
Monthly Investment Amount
i
Periodic Interest Rate (Annual Rate / 12 / 100)
n
Total Number of Months (Years × 12)
Why use our Free SIP Calculator?
Our SIP return calculator is designed for Indian investors looking for a free and fast way to estimate their mutual fund growth. Whether you are starting a small monthly investment or planning for retirement, understanding the power of compounding is key to wealth creation.
FAQ's
What exactly is a SIP? +
A Systematic Investment Plan (SIP) is a disciplined way to invest in Mutual Funds. Instead of a large lump sum, you invest a fixed amount regularly, which helps in averaging out costs and building wealth over time.
Why does the Indian Govt promote SIPs? +
The Government and SEBI promote campaigns like 'Mutual Funds Sahi Hai' to encourage financial inclusion, help citizens beat inflation, and provide long-term stability to the Indian economy.
Is my money safe in a SIP? +
While market-linked, SIPs reduce risk through Rupee Cost Averaging—buying more units when prices are low and fewer when prices are high, making them safer over the long term.